Lucky Penny Claim Company
Helping Money Find Its Way Home
We are Rosie Varnado and Ruth Lee.
If we’ve reached out to you, it’s because our research shows there may be money owed to you that hasn’t yet made its way into your hands.Our role is simple: guide you through a safe, documented process to claim it — with integrity, patience, and care.
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No upfront fees. No obligation. We are only paid if funds are successfully recovered and deposited into a bona fide escrow account.​​
How it Works
1
We talk and verify your identity.
We start with a quick call to explain who we are, what we’ve found, and how the process works. You’ll have time to ask questions and make sure you feel comfortable.
2
We sign a simple fee agreement.
There are absolutely no upfront costs. Our fee is only paid if funds are successfully recovered and deposited into a bona fide escrow account.
3
We complete a limited power of attorney.
This allows us to request only the documents needed to pursue your recovery. Nothing more. You stay fully informed at every step.
4
We recover the funds and place them in escrow to be disbursed.
Once released, the funds are securely held in escrow and then disbursed to you as agreed. You’ll know exactly where everything stands at all times.
Our Story
A family-guided approach to recovering what’s yours.
We are Rosie Varnado and Ruth Lee — two women who have spent decades helping individuals and small businesses navigate complex paperwork, financial processes, and government systems.
Our work on over hundreds of SBA applications, insurance claims, IRS negotiations, and legal-adjacent documentation has taught us one simple truth:
people deserve someone patient, honest, and skilled in their corner.
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When research shows that funds may be owed to you, our goal is to help guide you through a safe, documented, no-pressure process to recover them. Nothing more. Nothing less.
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We are:
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Bilingual: English & Español
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Well-respected professionals in our fields
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Community-rooted
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Patient, detail-oriented, and committed to integrity
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You’ll always know where things stand, what’s happening, and what comes next.
Frequently Asked Questions
Why did you contact me?
Our research suggests there may be funds owed to you that haven’t yet made their way back into your hands. We guide you through the simple process to recover them.
How do you know these funds exist?
We monitor public records, legal notices, and government surplus reports that most people never see or don’t know how to navigate. When we find something connected to your name, we reach out.
Is this guaranteed money?
Not always. Sometimes the records indicate a strong possibility, but final confirmation happens once documentation is submitted and reviewed. We only move forward when we believe recovery is likely.
Do I pay anything upfront?
No. Never. We are only paid if funds are successfully recovered and deposited into a bona fide escrow account.
What is the fee agreement?
It’s a simple document that allows us to begin the recovery process together. It outlines our compensation (only if recovery is successful) and ensures you’re protected with full transparency.
What is the limited Power of Attorney for?
It allows us to request only the specific documents required to recover the funds — nothing beyond that. You stay fully informed at every step.
Where does the recovered money go?
Straight into a secure, regulated escrow account. Once cleared, it is disbursed to you according to the agreement.
How long does the process take?
Most recoveries take 2–12 weeks, depending on the agency involved and the type of claim.
Why can’t I just claim the funds myself?
You can — but the process is often confusing, time-sensitive, and requires the correct documents submitted in a very specific order. We simply help make sure nothing is missed, delayed, or denied.
What if no funds are recovered?
Then you owe nothing. No fee. No obligation. No risk.
We are ready when you are....
Address
1312 17th Street, Suite 654
Denver CO 80202
